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	<title>Gimme Law &#187; Credit Repair</title>
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		<title>Sample Credit Inquiry Complaint Letter</title>
		<link>http://www.gimmelaw.com/sample-credit-inquiry-complaint-letter</link>
		<comments>http://www.gimmelaw.com/sample-credit-inquiry-complaint-letter#comments</comments>
		<pubDate>Sat, 07 May 2011 19:36:45 +0000</pubDate>
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				<category><![CDATA[Consumer Law]]></category>
		<category><![CDATA[Credit Repair]]></category>

		<guid isPermaLink="false">http://www.gimmelaw.com/?p=910</guid>
		<description><![CDATA[The following letter is suitable for complaining about inquiries made on your credit report. Businesses and individuals are not allowed to &#8220;pull&#8221; your credit without a &#8220;legally permissible purpose.&#8221; A permissible purpose generally requires your authorization. This letter serves two purposes. First, it may get an inquiry removed from your credit report. Second, it can [...]]]></description>
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		<title>Legal Form &#124; Credit Repair: Method of Verification Demand</title>
		<link>http://www.gimmelaw.com/legal-form-credit-repair-method-of-verification-demand</link>
		<comments>http://www.gimmelaw.com/legal-form-credit-repair-method-of-verification-demand#comments</comments>
		<pubDate>Sat, 26 Apr 2008 22:29:01 +0000</pubDate>
		<dc:creator>LearnAboutLaw Staff</dc:creator>
				<category><![CDATA[Consumer Law]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Legal Forms]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[FCRA]]></category>
		<category><![CDATA[method of verification]]></category>
		<category><![CDATA[MOV]]></category>
		<category><![CDATA[sample credit repair letter]]></category>

		<guid isPermaLink="false">http://www.learnaboutlaw.com/?p=332</guid>
		<description><![CDATA[-This is a sample &#8220;MOV&#8221; or &#8220;method of verification&#8221; letter. It&#8217;s an advanced tool in a consumer&#8217;s credit repair arsenal. Before using it, you should read about Method of Verification. Experian 701 Experian Parkway Allen, TX 75013 RE: Fair Credit Reporting Act Request under § 611(a)(0) To Whom It May Concern: Time is of the essence [...]]]></description>
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		<title>Method of Verification &#8211; Credit Repair Device</title>
		<link>http://www.gimmelaw.com/method-of-verification-credit-repair</link>
		<comments>http://www.gimmelaw.com/method-of-verification-credit-repair#comments</comments>
		<pubDate>Sat, 26 Apr 2008 22:21:07 +0000</pubDate>
		<dc:creator>LearnAboutLaw Staff</dc:creator>
				<category><![CDATA[Consumer Law]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[FCRA]]></category>
		<category><![CDATA[method of verification]]></category>
		<category><![CDATA[MOV]]></category>

		<guid isPermaLink="false">http://www.learnaboutlaw.com/?p=331</guid>
		<description><![CDATA[At least one major credit repair website touts &#8220;Method of Verification&#8221; as a &#8220;secret credit repair tool.&#8221; Well, not exactly. Method of Verification, or &#8220;MOV,&#8221; refers to a statutory right that consumers enjoy to demand that a credit reporting agency (transunion, equifax, etc.) supply upon request the method of verification when a consumer asks that [...]]]></description>
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		<title>Stop Debt Collectors</title>
		<link>http://www.gimmelaw.com/stop-debt-collectors</link>
		<comments>http://www.gimmelaw.com/stop-debt-collectors#comments</comments>
		<pubDate>Tue, 22 Apr 2008 03:07:35 +0000</pubDate>
		<dc:creator>LearnAboutLaw Staff</dc:creator>
				<category><![CDATA[Consumer Law]]></category>
		<category><![CDATA[Credit Repair]]></category>

		<guid isPermaLink="false">http://www.learnaboutlaw.com/blog/?p=183</guid>
		<description><![CDATA[Debt collectors are restricted by powerful state and federal laws from a wide range of practices. You can stop debt collectors from harassing you by following a few guidelines. The principal law that protects debtors from harassment is the Fair Debt Collection Practices Act (the FDCPA). This law imposes obligations on debt collectors, protects debtors, [...]]]></description>
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		<title>Legal Form &#124; Sample Letter For Credit Repair</title>
		<link>http://www.gimmelaw.com/legal-form-sample-letter-for-credit-repair</link>
		<comments>http://www.gimmelaw.com/legal-form-sample-letter-for-credit-repair#comments</comments>
		<pubDate>Mon, 21 Apr 2008 22:27:52 +0000</pubDate>
		<dc:creator>LearnAboutLaw Staff</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Legal Forms]]></category>

		<guid isPermaLink="false">http://www.learnaboutlaw.com/blog/?p=156</guid>
		<description><![CDATA[-This letter should be used by an individual when writing to a credit reporting agency (equifax, Transunion, Experian) when seeking to correct false or incorrect information on one&#8217;s credit report. Remember: The agency must investigate or remove the negative item in 30 to 45 days. February 27, 2008 Equifax Information Services, LLC P.O. Box 105873 [...]]]></description>
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		<title>Sample Form &#124; Credit Inquiry Dispute Letter</title>
		<link>http://www.gimmelaw.com/sample-form-credit-inquiry-dispute-letter</link>
		<comments>http://www.gimmelaw.com/sample-form-credit-inquiry-dispute-letter#comments</comments>
		<pubDate>Mon, 21 Apr 2008 21:43:18 +0000</pubDate>
		<dc:creator>LearnAboutLaw Staff</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Legal Forms]]></category>

		<guid isPermaLink="false">http://www.learnaboutlaw.com/blog/?p=139</guid>
		<description><![CDATA[Sample Credit Inquiry Dispute Letter -This letter is used for a very specific purpose: to ask a person or company to justify, prove authorization for, or remove an &#8220;inquiry&#8221; (a &#8220;hit&#8221; or &#8220;pull&#8221; of a credit report) by an unauthorized person or company. This approach rarely works on its own, but this letter can serve [...]]]></description>
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		<title>What Happens After Foreclosure</title>
		<link>http://www.gimmelaw.com/what-happens-after-foreclosure</link>
		<comments>http://www.gimmelaw.com/what-happens-after-foreclosure#comments</comments>
		<pubDate>Sun, 13 Apr 2008 20:06:18 +0000</pubDate>
		<dc:creator>LearnAboutLaw Staff</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Real Estate Law]]></category>
		<category><![CDATA[foreclosure]]></category>

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		<description><![CDATA[Foreclosure is the process by which a bank or lender takes possession of collateral used to secure a loan. Put another way, foreclosure happens to a homeowner when he or she doesn&#8217;t pay their mortgage. Two Types of Foreclosure There are two types of foreclosure: judicial foreclosure and trustee&#8217;s sale (non-judicial) foreclosure. Some states use [...]]]></description>
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		<title>Credit Repair After Foreclosure</title>
		<link>http://www.gimmelaw.com/credit-repair-after-foreclosure</link>
		<comments>http://www.gimmelaw.com/credit-repair-after-foreclosure#comments</comments>
		<pubDate>Sun, 13 Apr 2008 20:05:09 +0000</pubDate>
		<dc:creator>LearnAboutLaw Staff</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Real Estate Law]]></category>
		<category><![CDATA[foreclosure]]></category>

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		<description><![CDATA[How Does Foreclosure Affect My Credit? Foreclosure devastates credit&#8211;the only greater &#8220;derogatory&#8221; on a credit report is a bankruptcy. If you follow your FICO scores, you would tend to see a drop in the 120 to 150 point range. The amount of the drop will vary depending on the other items on your credit report. [...]]]></description>
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