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Sample Credit Inquiry Complaint Letter

Sample Credit Inquiry Complaint Letter

thundercow May 7, 2012 0

The following letter is suitable for complaining about inquiries made on your credit report. Businesses and individuals are not allowed to “pull” your credit without a “legally permissible purpose.” A permissible purpose generally requires

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Credit Repair After Foreclosure

Credit Repair After Foreclosure

Michael David April 13, 2012 1

How Does Foreclosure Affect My Credit? Foreclosure devastates credit–the only greater “derogatory” on a credit report is a bankruptcy. If you follow your FICO scores, you would tend to see a drop in the

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Legal Form | Credit Repair: Method of Verification Demand

Legal Form | Credit Repair: Method of Verification Demand

Michael David April 26, 2008 0

-This is a sample “MOV” or “method of verification” letter. It’s an advanced tool in a consumer’s credit repair arsenal. Before using it, you should read about Method of Verification. Experian 701¬†Experian Parkway Allen,

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Method of Verification – Credit Repair Device

Method of Verification – Credit Repair Device

Michael David April 26, 2008 0

At least one major credit repair website touts “Method of Verification” as a “secret credit repair tool.” Well, not exactly. Method of Verification, or “MOV,” refers to a statutory right that consumers enjoy to

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Stop Debt Collectors

Stop Debt Collectors

Michael David April 22, 2008 0

Debt collectors are restricted by powerful state and federal laws from a wide range of practices. You can stop debt collectors from harassing you by following a few guidelines. The principal law that protects

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Legal Form | Sample Letter For Credit Repair

Legal Form | Sample Letter For Credit Repair

Michael David April 21, 2008 1

-This letter should be used by an individual when writing to a credit reporting agency (equifax, Transunion, Experian) when seeking to correct false or incorrect information on one’s credit report. Remember: The agency must

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Sample Form | Credit Inquiry Dispute Letter

Sample Form | Credit Inquiry Dispute Letter

Michael David April 21, 2008 0

Sample Credit Inquiry Dispute Letter -This letter is used for a very specific purpose: to ask a person or company to justify, prove authorization for, or remove an “inquiry” (a “hit” or “pull” of

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What Happens After Foreclosure

What Happens After Foreclosure

Michael David April 13, 2008 0

Foreclosure is the process by which a bank or lender takes possession of collateral used to secure a loan. Put another way, foreclosure happens to a homeowner when he or she doesn’t pay their

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