Consumer Law Articles

Sample Credit Inquiry Complaint Letter

The following letter is suitable for complaining about inquiries made on your credit report. Businesses and individuals are not allowed to “pull” your credit without a “legally permissible purpose.” A permissible purpose generally requires your authorization. This letter serves two purposes. First, it may get an inquiry removed from your credit report. Second, it can [...]

Illinois Lemon Law

Below is a summary of Lemon Law rules and statutes in Illinois. Keep in mind that rules and laws change. It’s always a good idea to confirm the rules your state’s consumer protection agency or with further research. What Vehicles Are Covered by the Lemon Law? Passenger cars, vehicles under 8,000 pounds and recreational vehicles, [...]

Virginia Lemon Law

Below is a summary of Lemon Law rules and statutes in Virginia. Keep in mind that rules and laws change. It’s always a good idea to confirm the rules your state’s consumer protection agency or with further research. What Vehicles Are Covered by the Lemon Law? Passenger cars, pickups, panel trucks, motorcycles, self-propelled motorized chassis [...]

Arizona Lemon Law

Arizona Lemon Law Below is a summary of Lemon Law rules and statutes in Arizona. Keep in mind that rules and laws change. It’s always a good idea to confirm the rules your state’s consumer protection agency or with further research. What Vehicles Are Covered by the Lemon Law? Vehicles under 10,000 pounds Gross Vehicle [...]

8 Great Things To Do With Your Stimulus Tax Refund

Great Ideas for your tax windfall–a must-read.

Legal Form | Credit Repair: Method of Verification Demand

-This is a sample “MOV” or “method of verification” letter. It’s an advanced tool in a consumer’s credit repair arsenal. Before using it, you should read about Method of Verification. Experian 701 Experian Parkway Allen, TX 75013 RE: Fair Credit Reporting Act Request under § 611(a)(0) To Whom It May Concern: Time is of the essence [...]

Method of Verification – Credit Repair Device

At least one major credit repair website touts “Method of Verification” as a “secret credit repair tool.” Well, not exactly. Method of Verification, or “MOV,” refers to a statutory right that consumers enjoy to demand that a credit reporting agency (transunion, equifax, etc.) supply upon request the method of verification when a consumer asks that [...]

Corporation Liability Protection – Asset Protection With Limited Liability Company – Organization Liability Protection

How to Effectively Manage Your Corporation or LLC (Limited Liability Company) to Maximize Your Personal Liability Protection The most notable feature of corporations is that a corporation’s shareholders are protected from personal liability for the company’s debts and obligations. This is a valuable tool for businesspersons. In fact, the corporation developed historically as a means [...]

Alabama Lemon Law

Below is a summary of Lemon Law rules and statutes in Alabama. Keep in mind that rules and laws change. It’s always a good idea to confirm the rules your state’s consumer protection agency or with further research. What Vehicles Are Covered by the Lemon Law? Vehicles intended primarily for use and operation on public [...]

Arkansas Lemon Law

Below is a summary of Lemon Law rules and statutes in Arkansas. Keep in mind that rules and laws change. It’s always a good idea to confirm the rules your state’s consumer protection agency or with further research. What Vehicles Are Covered by the Lemon Law? Vehicle purchased or leased for transportation of persons or [...]

Arizona Lemon Law

Below is a summary of Lemon Law rules and statutes in Arizona. Keep in mind that rules and laws change. It’s always a good idea to confirm the rules your state’s consumer protection agency or with further research. What Vehicles Are Covered by the Lemon Law? Vehicles under 10,000 pounds Gross Vehicle Weight, used to [...]

California Lemon Law

California Lemon Law Summary Below is a summary of Lemon Law rules and statutes in California. Keep in mind that rules and laws change. It’s always a good idea to confirm the rules your state’s consumer protection agency or with further research. What Vehicles Are Covered by the Lemon Law? Vehicles used primarily for personal, [...]

Colorado Lemon Law

Below is a summary of Lemon Law rules and statutes in Colorado. Keep in mind that rules and laws change. It’s always a good idea to confirm the rules your state’s consumer protection agency or with further research. What Vehicles Are Covered by the Lemon Law? Private Passenger cars, normally used for personal, family or [...]

Connecticut Lemon Law

Below is a summary of Lemon Law rules and statutes in Connecticut. Keep in mind that rules and laws change. It’s always a good idea to confirm the rules your state’s consumer protection agency or with further research. What Vehicles Are Covered by the Lemon Law? Passenger and commercial motor vehicles sold or leased within [...]

Delaware Lemon Law

Below is a summary of Lemon Law rules and statutes in the state of Delaware. Keep in mind that rules and laws change. It’s always a good idea to confirm the rules your state’s consumer protection agency or with further research. What Vehicles Are Covered by the Lemon Law? Passenger cars, except motorcycles and living [...]